Acceptance

Please READ THE TERMS CAREFULLY BEFORE YOU BUY/SELL THIS TOKEN. By purchasing RIFI, you ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THE TERMS AND AGREE TO BE BOUND BY THESE TERMS. If you do not agree to these Terms, please do not purchase RIFI.

You understand and accept that RIKKEI FINANCE:

(i) may only be utilised on the RIFI platform, is non-refundable and cannot be exchanged for cash (or its equivalent value in any other virtual currency) or any payment obligation by any Group Entity;

(ii) does not represent or confer on you any ownership right, shareholding, participation, right, title, or interest of any form with respect to any Group Entity or any other company, enterprise or undertaking, or any of their revenues or assets, including without limitation any right to receive future revenue, dividends, shares, ownership right or stake, share or security, any voting, distribution, redemption, liquidation, proprietary (including all forms of intellectual property), right to receive accounts, financial statements or other financial data, the right to requisition or participate in shareholder meetings, the right to nominate a director or other financial or legal rights or equivalent rights, or intellectual property rights or any other form of participation in or relating to the RIFI platform, any Group Entity and/or any service provider of any Group Entity;

(iii) is not intended to be a representation of currency or money (whether fiat or virtual or any form of electronic money), security, commodity, bond, debt instrument, unit in a collective investment scheme or any other kind of financial instrument or investment;

(iv) is not intended to represent any rights under a contract for differences or under any other contract the purpose or pretended purpose of which is to secure a profit or avoid a loss;

(v) is not a loan to any Group Entity and is not intended to represent a debt owed by any Group Entity, and there shall be no expectation of profit or interest income arising in connection therewith;

(vi) does not provide you with any ownership or other interest in any Group Entity;

(vii) is not any form of financial derivative;

(viii) is not any form of commercial paper or negotiable instrument;

(ix) will not entitle token holders to any promise of fees, dividends, revenue, profits or investment returns, nor should there be any such expectation;

(x) is not any note, debenture, warrant or other certificate that entitles the holder to any interest, dividend or any kind of return from any Group Entity or any person;

(xi) is not any commodity or asset that any person is obliged to redeem or purchase;

(xii) is not for speculative investment;

(xiii) is not intended to constitute securities in any relevant jurisdiction;

(xiv) does not result in any mutual covenants, or agreement to rights and obligations, being entered into between you and other holders of RIFI interse; and

(xv) is subject to limitations and conditions in these Terms and all applicable policies as may be published from time to time on the the Platform.

RIFI does not have any tangible or physical manifestation, and does not have any intrinsic value (nor does any Group Entity or any other person make any representation or give any commitment as to its value).